Credit Card Processing Cost

Many smartphones can also be turned into mobile credit card processing devices. Some companies provide a small handheld Cash Discount device to swipe the card, and payment is sent via the smartphone to the processor to handle and deposit into your account. Other companies allow you to enter the customer's card details into the phone to be processed manually.

Accept Credit Cards By Phone

You can use a touch tone phone to process credit cards from anywhere you have phone service if you set up a merchant account with a phone processing option, like Accept-By-Phone. Generally, this type of merchant account charges a low monthly fee and a fee-per-transaction. You dial an access number and enter your customer's card details to process the payments.

Processing cards by phone is also an additional feature of many of the traditional merchant accounts. If you already have a merchant account in your office or online, find out whether they also offer a phone processing system so you can call in your customer cards when you're on the road.

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